Member FDIC  FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Personal Checking

• Personal • Checking Accounts

Compare Accounts

Totally Free
Checking		 Classic Checking
Account
(55 years of age or older)		 Now Checking
Account		 Nations Now
Account		 Health Savings
Account
Minimum Opening Deposit $100 $100 $1,500 $10,000 $50
Minimum Balance $0 $0 $1,500 $10,000 $0
Minimum Balance to Obtain APY N/A N/A $1,500 $10,000 N/A
Interest Compounding and Crediting Frequency N/A N/A Daily/Monthly Daily/Monthly Daily/Monthly
Maintenance Fee $0 $0 $12.00 if balance falls below $1,500 any day of the statement cycle $12.00 if balance falls below $10,000 any day of the statement cycle. $25.00 Annual fee
$25.00 Setup fee
Transaction Limits* Unlimited Unlimited Unlimited Unlimited Unlimited
Statements / Combined Statements Free paper or online statements with check images Free paper or online statements with check images Free paper or online statements with check images Free paper or online statements with check images Free paper or online statements with check images
Free Online Banking
Free Mobile Banking and Mobile Deposit
Free Bill Payment
Free Debit Card
Free Checks**      
  Learn More Learn More Learn More Learn More Learn More

*Transactions include deposits, checks paid, ACH Debits and Credits, ATM and POS Debits and Credits.
**Free checks are limited to one box per order and subject to the bank’s discretion.

Enjoy These Additional Valued Services

Totally Free Checking Account

Account Details
  • Minimum opening deposit: $100.00
  • Minimum balance: None
Account Features
  • Check-imaging: Free
  • Combined Statements: Free
  • Online Banking and Bill Payment: Free
  • Visa® Debit Card: Free

Classic Checking Account

(Customers 55 years of age or older)

Account Details
  • Minimum opening deposit: $100.00
  • Minimum balance: None
Account Features
  • Combined Statements: Free
  • Check Imaging:  Free
  • Online Banking and Bill Payment: Free
  • Visa® Debit Card: Free
  • Added Value: Free Checks*

*Free checks are limited to one box per order and subject to the bank’s discretion.

Now Checking Account

Account Details
  • Minimum opening deposit: $1,500.00
  • Interest will be compounded daily and credited monthly
  • You must maintain a minimum balance of $1,500.00 in the account each day to obtain the disclosed annual percentage yield
Account Features
  • Check-imaging: Free
  • Combined Statements: Free
  • Online Banking and Bill Payment: Free
  • Visa® Debit Card: Free
Transaction fees per monthly statement cycle
  • A maintenance fee of $12.00 will be imposed every statement cycle if the balance in the account falls below $1,500.00 any day of the cycle.

Nations Now Account

Account Details
  • Minimum opening deposit: $10,000.00
  • You must maintain a minimum balance of $10,000.00 in the account each day to obtain the disclosed annual percentage yield
  • Interest will be compounded daily and credited monthly
Account Features
  • Check-imaging: Free
  • Combined Statements: Free
  • Online Banking and Bill Payment: Free
  • Visa® Debit Card: Free
Transaction fees per monthly statement cycle
  • A maintenance fee of $12.00 will be imposed every statement cycle if the balance in the account falls below $10,000.00 any day of the cycle.

Health Savings Account

Account Details
  • Minimum opening deposit: $50.00
  • Minimum balance: None
  • Interest will be compounded daily and credited monthly
Account Features
  • Check-imaging: Free
  • Combined Statements: Free
  • Online Banking and Bill Payment: Free
  • HSA Visa® Debit Card: Free
  • Added Value: Free Checks*
Transaction fees per monthly statement cycle
  • A set-up fee of $25.00 will be charged at account opening.
  • An HSA annual fee of $25.00 will be imposed annually on the anniversary date of the account opening.


*Free checks are limited to one box per order and subject to the bank’s discretion.

First Nations Bank

Big enough to serve you but small enough to know you!

About Us