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Personal Savings and Money Market

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Options Statement Savings Pennysavers Statement Savings
(17 years of age or younger)
Holiday Savings Club Money Market
Minimum Opening Deposit $100 $25 $0 $2,500
Minimum Balance $100 $0 $0 $2,500
Minimum Balance to Obtain APY N/A N/A N/A $2,500
Interest Compounding and Crediting Frequency Daily/Monthly Daily/Monthly Annually Daily/Monthly
Maintenance Fee $0 $0 $10.00 early closure fee if account is closed prior to November 1st $15.00 if balance falls below $2,500 any day of the statement cycle
Transaction Limits*

Fees may apply. Learn more below.

Six*** Six*** No Partial Withdrawals* Six**
Statements / Combined Statements Free paper or online statements with check images Free paper or online statements with check images Free paper or online statements with check images Free paper or online statements with check images
Free Online Banking
Free Mobile Banking and Mobile Deposit
  Learn More Learn More Learn More Learn More

*Transactions include deposits, checks paid, ACH Debits and Credits, ATM and POS Debits and Credits.
**Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, telephone, computer transfer or by check, draft, or similar order to third parties are limited to six per monthly statement cycle.
***Transfers from a Statement Savings account to another account or to third parties by preauthorized, automatic, telephone, computer transfer or similar order to third parties are limited to six per monthly statement cycle.

Statement Savings Account

Account Details
  • Minimum opening deposit: $100.00
  • Interest will be compounded daily and credited monthly
  • Transaction Limitations: Limited*
Account Features
  • Debit Card: Free (ATM use only)
  • Combined Statements: Free
  • Online Banking: Free

*Transfers from a Statement Savings Account to another account or to third parties by preauthorized, automatic, telephone, computer transfer or by similar order are limited to six per monthly statement cycle.


Penny Savers Statement Savings Account

(Customers 17 years of age or younger)

Account Details
  • Minimum opening deposit: $25.00
  • Interest will be compounded daily and credited monthly
  • Minimum balance to obtain the annual percentage yield disclosed: None
  • Monthly Maintenance Fee: None
  • Transaction Limitations: Limited*
Account Features
  • Combined Statements: Free
  • Online Banking: Free

*Transfers from a Statement Savings Account to another account or to third parties by preauthorized, automatic, telephone, computer transfer or by similar order are limited to six per monthly statement cycle.


Holiday Savings Club Account

Account Details
  • Minimum opening deposit: $0
  • Minimum balance: $0
  • Interest will be compounded and credited annually
  • Account balance will be paid by check on November 1st every year
  • Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks)
  • $10.00 early closure fee if account is closed prior to November 1st
  • Partial withdrawals are not permitted
  • If you close your account before interest is credited, you will not receive accrued interest.

Money Market

Account Details
  • Minimum opening deposit: $2,500.00
  • Interest will be compounded daily and credited monthly
  • Transaction Limitations: Limited*
  • Minimum balance to obtain APY: $2,500.00
Account Features
  • Check Imaging: Free
  • Combined Statements: Free
  • Online Banking and Bill Payment: Free
Transaction fees per monthly statement cycle
  • A $15.00 monthly maintenance fee will be imposed every statement cycle if the balance in the account falls below $2,500.00 any day of the cycle.

*Transfers from a Money Market Account to another account or to third parties by preauthorized, automatic, telephone, computer transfer or by check, draft or by similar order are limited to six per monthly statement cycle.

First Nations Bank

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