Main

Personal Checking

Compare Accounts

Totally Free
Checking Account

Classic Checking
Account
(55 years of age or older)

Now Checking
Account

Nations Now
Account

Health Savings
Now Account

Minimum Opening Deposit

$100

$100

$1,500

$10,000

$50

Minimum Balance

$0

$0

$1,500

$10,000

$0

Minimum Balance to Obtain APY

N/A

N/A

$1,500

$10,000

N/A

Interest Compounding and Crediting Frequency

N/A

N/A

Daily/Monthly

Daily/Monthly

Daily/Monthly

Maintenance Fee / Fees

$0

$0

$12.00 if balance falls below $1,500 any day of the statement cycle

$12.00 if balance falls below $10,000 any day of the statement cycle.

$25.00 Annual fee

Transaction Limitations*

Unlimited

Unlimited

Unlimited

Unlimited

Unlimited

Statements / Combined Statements

Free paper or online statements with check images

Free paper or online statements with check images

Free paper or online statements with check images

Free paper or online statements with check images

Free paper or online statements with check images

Free Online Banking

YES
YES
YES
YES
YES

Free Mobile Banking and Mobile Deposit

YES
YES
YES
YES
YES

Free Bill Payment

YES
YES
YES
YES
YES

Free Debit Card

YES
YES
YES
YES
YES

Free Checks**

 

YES

 

 

YES

*Transactions include deposits, checks paid, ACH Debits and Credits, ATM and POS Debits and Credits.
**Free checks are limited to one box per order and subject to the bank’s discretion.

Anchor

Totally Free Checking Account

Account Details

  • Minimum opening deposit: $100.00

  • Minimum balance: None

Account Features

  • Check-imaging: Free

  • Combined Statements: Free

  • Online Banking and Bill Payment: Free

  • Visa Debit Card: Free


Anchor

Classic Checking Account

(Customers 55 years of age or older)

Account Details

  • Minimum opening deposit: $100.00

  • Minimum balance: None

Account Features

  • Combined Statements: Free

  • Check Imaging:  Free

  • Online Banking and Bill Payment: Free

  • Visa Debit Card: Free

  • Added Value: Free Checks*

*Free checks are limited to one box per order and subject to the bank’s discretion.


Anchor

Now Checking Account

Account Details

  • Minimum opening deposit: $1,500.00

  • Interest will be compounded daily and credited monthly

  • You must maintain a minimum balance of $1,500.00 in the account each day to obtain the disclosed annual percentage yield

Account Features

  • Check-imaging: Free

  • Combined Statements: Free

  • Online Banking and Bill Payment: Free

  • Visa Debit Card: Free

Minimum balance to avoid imposition of fees

  • A maintenance fee of $12.00 will be imposed every statement cycle if the balance in the account falls below $1,500.00 any day of the cycle.


Anchor

Nations Now Account

Account Details

  • Minimum opening deposit: $10,000.00

  • You must maintain a minimum balance of $10,000.00 in the account each day to obtain the disclosed annual percentage yield

  • Interest will be compounded daily and credited monthly

Account Features

  • Check-imaging: Free

  • Combined Statements: Free

  • Online Banking and Bill Payment: Free

  • Visa Debit Card: Free

Minimum balance to avoid imposition of fees

  • A maintenance fee of $12.00 will be imposed every statement cycle if the balance in the account falls below $10,000.00 any day of the cycle.


Anchor

Health Savings Now Account

Account Details

  • Minimum opening deposit: $50.00

  • Minimum balance: None

  • Interest will be compounded daily and credited monthly

Account Features

  • Check-imaging: Free

  • Combined Statements: Free

  • Online Banking and Bill Payment: Free

  • HSA Visa Debit Card: Free

  • Added Value: Free Checks*

Fees

  • An HSA annual fee of $25.00 will be imposed annually on the anniversary date of the account opening.


*Free checks are limited to one box per order and subject to the bank’s discretion.

First Nations Bank

Big enough to serve you but small enough to know you!

About Us