FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Effective 1/1/2025
Consumer Special Services |
|
|---|---|
Bank Account Reconciliation or Research |
$30.00 per hour (One hour minimum charge) |
Bank Statement Reproduction |
$5.00 per statement |
Cashier's Check – Customer |
$5.00 per check |
Cashier's Check – Non Customer (subject to approval) |
$15.00 per check |
Check Cashing – Non Customer (subject to approval) |
$3.00 per $100 |
Check Printing |
Fee depends on style of check ordered |
Citation to discover assets |
$150.00 |
Closed Account (within 6 months of account opening) |
$25.00 |
Coin-rolled |
$.15 per roll |
Collection Fee |
$30.00 |
Combined Statement |
FREE |
Copy of Check |
FREE |
Dormant Account Fee An account is considered dormant after 24 months of no activity |
$5.00 per month |
Foreign Draft |
$20.00 |
Garnishments/Levies |
$150.00 |
IRA Transfer (to another bank) |
$25.00 |
Land Trust Services |
Call Trust Dept. for Rates & Services |
Lock Box Services |
Call Operations Dept. for Rates & Services |
Lost Certificate of Deposit |
$25.00 |
Money Order – Customer ($1,000 maximum) |
$3.00 each |
Night Depository Bag – Zipper (Vinyl) |
$10.00 |
Notary Fee |
FREE |
Signature Guarantee |
FREE |
Stop Payment (per check or item) |
$30.00 |
Subpoenas |
$150.00 |
Telephone Transfer between accounts |
FREE |
Wire Transfers (Incoming) Domestic |
$10.00 |
Wire Transfers (Incoming) Foreign |
$10.00 |
Wire Transfers (Outgoing) Domestic |
$25.00 |
Wire Transfers (Outgoing) Foreign |
$50.00 |
Online Banking and Mobile Banking |
|
|---|---|
Online Banking |
FREE |
Bill Payment |
FREE |
Custom Alerts |
FREE |
Mobile Banking |
FREE |
Mobile Deposit |
FREE |
Transfers |
FREE |
Zelle |
Call Operations Dept. for further details |
Non-Sufficient Funds (NSF) Return Item Fees and Overdraft Fees |
|
|---|---|
NSF Return Item Fee |
$35.00 per presentment** |
Per check or other item* we do not pay. |
|
Overdraft Fee |
$35.00 per presentment** |
Per check or other item* we pay. |
|
We will charge a fee of $35.00 each time an overdraft item occurs for items over $50.00. |
|
Maximum Fee Daily Limit (5 per day) |
$175.00 |
* Other Item includes: ACH Debits and Credits, ATM Debits and Credits or POS Debits and Credits. ** If returned items are re-presented for payment against your account and your account is overdrawn at the time of re-presentment, you will be charged an additional Overdraft Fee for paying the items or an additional NSF Return Item Fee for returning the items up to five items per business day. Other than the five items per business day limit, there is no limit on the number of times your account could be charged a fee if that same item is re-presented multiple times. |
|
Safe Deposit Boxes |
|
|---|---|
Box Size |
Annual Rental Fee |
5x5 |
$45.00 |
3x10 |
$50.00 |
5x10 |
$75.00 |
10x10 |
$150.00 |
Late Fee |
$10.00 |
Drilling Fee & Key Replacement |
$50.00 plus locksmith costs |
Note: FDIC does not insure contents of safe deposit boxes. |
|
ATM/Debit Card Charges |
|
|---|---|
Replacement Card |
$20.00 |
Expedited Card or PIN |
$75.00 |
To all customers: When you use an ATM not owned by us, you may be charged a fee by the ATM operator or the service Network (and you may be charged a fee for a balance inquiry even if you do not complete a funds transfer.) |
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Download a copy of the Consumer Common Features - Service Charge Schedule