Individual Retirement Account
Individual Retirement Accounts (IRA’s) are a retirement savings plan for anyone under the age of 72 with eligible earned income. Our Individual Retirement Accounts are backed by Certificates of Deposits, which provide you with a guaranteed rate of return. Types of IRA’s available are Traditional and Roth. Don’t forget IRA’s are still considered a good tax-deferred option for most people, because no taxes are paid on the income earned until the money is withdrawn – which is usually not until retirement!
IRA Certificate of Deposit Rates
Rates effective (date)
(IRA) 36 Months
*All interest rates are subject to change at our discretion. Interest Rate and Annual Percentage Yield (APY) are accurate as of (date). You must maintain the minimum balance in your account each day to obtain the annual percentage yield. The annual percentage yield disclosed assumes that the principal and interest will remain on deposit until maturity. A withdrawal will reduce earnings. Fees may reduce earnings. A penalty may be imposed for early withdrawal.Please contact a personal banker for further information regarding rates and fees at 1-773-594-5900.
***For information regarding Jumbo IRA Certificate of Deposit Rates contact a personal banker at 1-773-594-5900.