Reasons we can share your personal information

Does First Nations Bank share?

Can you limit this sharing?

For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes -
to offer our products and services to you

No

We don't share

For joint marketing with other financial companies

No

We don't share

For our affiliates' everyday business purposes -information about your transactions and experiences

Yes

No

For our affiliates' everyday business purposes -information about your creditworthiness

Yes

Yes

For our affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

No

We don't share

To limit our
sharing

•Mail the form below
Please note:
If you are anewcustomer, we can begin sharing your information 30 days from the date we sent thisnotice. When you areno longerour customer, we continue to share your information as described inthis notice.
However, you can contact us at any time to limit our sharing.

Questions?

Call 773-594-5900 or go to www.firstnations.bank

Mail-in Form

Mail To:
First Nations Bank
7757 W. Devon
Chicago, IL 60631

What We Do

How does First Nations Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computersafeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How doesFirst Nations Bankcollect my personal information?

We collect your personal information, for example, when you

• Open an account
• Use your credit or debit card
• Make deposits or withdrawals from
your account

We also collect your personal information from others, such as credit bureaus,affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only
• sharing for affiliates' everyday business purposes - information about your
creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.
•Our affiliates include:
• Financial companies, such as: Bank of Bourbonnais and Illinois State
Bancorp.
• Others, such as: Nations Title Company, Nations Wealth Management
and Financial Services, Inc. and First Nations Tax Deferred Exchange Corp.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.
•First Nations Bank does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
•First Nations Bank doesn't jointly market.

Other Important Information

For Alaska, Illinois, Maryland and North Dakota Customers.We will not share personal information withnonaffiliates either for them to market to you or for joint marketing - without your authorization.
For California Customers.We will not share personal information with nonaffiliates either for them to market to you orfor joint marketing - without your authorization. We will also limit our sharing of personal information about you withour affiliates to comply with all California privacy laws that apply to us.
For Massachusetts, Mississippi and New Jersey Customers.We will not share personal information from deposit orshare relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
For Vermont Customers.
• We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal
information, financial information, credit report, or health information to nonaffiliated third parties to market to you,
other than as permitted by Vermont law, unless you authorize us to make those disclosures.
• Additional information concerning our privacy policies can be found at www.firstnations.bank or call
773-594-5900.