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Rev. 04/2022




Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number
• Account balances
• Payment history

• Transaction history
• Credit history
• Overdraft history


All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First Nations Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does First Nations Bank share?

Can you limit this sharing?

For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus



For our marketing purposes -
to offer our products and services to you


We don't share

For joint marketing with other financial companies


We don't share

For our affiliates' everyday business purposes -information about your transactions and experiences



For our affiliates' everyday business purposes -information about your creditworthiness



For our affiliates to market to you



For nonaffiliates to market to you


We don't share

To limit our

•Mail the form below
Please note:
If you are anewcustomer, we can begin sharing your information 30 days from the date we sent thisnotice. When you areno longerour customer, we continue to share your information as described inthis notice.
However, you can contact us at any time to limit our sharing.


Call 773-594-5900 or go to

Mail-in Form


Mark any/all you want to limit:
[ ]Do not share information about my creditworthiness with your affiliates for
their everyday business purposes.
[ ]Do not allow your affiliates to use my personal information to market to me.

Mail To:
First Nations Bank
7757 W. Devon
Chicago, IL 60631

City, State, ZIP
Account #

What We Do


How does First Nations Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computersafeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How doesFirst Nations Bankcollect my personal information?

We collect your personal information, for example, when you

• Open an account
• Use your credit or debit card
• Make deposits or withdrawals from
your account

• Provide account information
• Show your driver's license

We also collect your personal information from others, such as credit bureaus,affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only
• sharing for affiliates' everyday business purposes - information about your
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.




Companies related by common ownership or control. They can be financial and non-financial companies.
Our affiliates include:
• Financial companies, such as: Bank of Bourbonnais and Illinois State
• Others, such as: Nations Title Company, Nations Wealth Management
and Financial Services, Inc. and First Nations Tax Deferred Exchange Corp.


Companies not related by common ownership or control. They can be financial and non-financial companies.
First Nations Bank does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
First Nations Bank doesn't jointly market.

Other Important Information

For Alaska, Illinois, Maryland and North Dakota Customers.We will not share personal information withnonaffiliates either for them to market to you or for joint marketing - without your authorization.
For California Customers.We will not share personal information with nonaffiliates either for them to market to you orfor joint marketing - without your authorization. We will also limit our sharing of personal information about you withour affiliates to comply with all California privacy laws that apply to us.
For Massachusetts, Mississippi and New Jersey Customers.We will not share personal information from deposit orshare relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
For Vermont Customers.
• We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal
information, financial information, credit report, or health information to nonaffiliated third parties to market to you,
other than as permitted by Vermont law, unless you authorize us to make those disclosures.
• Additional information concerning our privacy policies can be found at or call


Privacy Model Disclosure
© 2010 Wolters Kluwer Financial Services, Inc.
All rights reserved.
PRIV-MODEL 8/1/2010
2019.11/2710 201964293 EPRV2710