Investment Services
Successfully managing your personal financial matters can be difficult. At Nations Wealth Management & Financial Services, Inc., our team of dedicated professionals will analyze your financial situation and assist you with determining the appropriate course of action that is suitable for you and your financial future.
Whether you are planning a child’s education expenses, your retirement, or anything in between, we can help. Our selection of business and personal investment products includes many that may have tax advantages. Set up an appointment with your personal advisor today!
Lawrence R. Barbi
Wealth Manager
Chicago, Illinois
Phone 1-773-467-0500
Fax 773.467.0501
lawrence.barbi@lpl.com
Investment Products:
- Employer-Sponsored Retirement Plans
- Individual Retirement Accounts
- Stocks
- Bonds
- Mutual Funds
- Fixed & Variable Annuities
- 529 Plans
Our full line of employee benefit services include:
- Specialized Loan Programs
- 401K Programs
- Profit Sharing Plans
- ESOP
- Defined Benefit Plans
- Money Purchase Plans
- 403(b) Plans
- Simple IRAs
- SEPs
- 457-Deferred Compensation Plans
Stocks
Nations Wealth Management & Financial Services, Inc. can help you determine which strategy is suited to your needs and also recommend what percentage of your portfolio should be invested in fixed-income products.
Bonds
The bond market offers investors a lot of choices, so it’s important to have a clear picture of your investment objective before selecting appropriate investments for your portfolio. You may be seeking income generation or growth and total return.
Nations Wealth Management & Financial Services, Inc. can help you determine which bond strategy is suited to your needs and also recommend what percentage of your portfolio should be invested in fixed-income products.
Employer-Sponsored Retirement Plans
A retirement plan is one of the most important benefits a business owner can offer employees. At Nations Wealth Management & Financial Service, Inc., we specialize in retirement plans that will help you develop a plan unique to your company’s needs.
Nations Wealth Management & Financial Services, Inc. is dedicated to helping the business owner worry less about the burden of administering the company’s retirement plan in order to dedicate time and money
Individual Retirement Accounts
Nations Wealth Management & Financial Services, Inc. can help you to keep your retirement savings working for you. If you are retiring or changing jobs, consider transferring your savings into a Rollover IRA where they can continue to grow tax differed.
When you directly roll over your retirement distribution, no taxes will be withheld or penalties assessed to your eligible rollover distribution. Your savings and the earnings on those savings accrue
For more information on products and services offered by Nations Wealth Management & Financial Services, Inc., please contact the office nearest you to set up an appointment with Lawrence Barbi, Wealth Manager.
DISCLOSURE
Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss.
In general, the bond market is volatile as prices rise when interest rates fall and vice versa. This effect is usually pronounced for longer-term securities. Any fixed income security sold or redeemed prior to maturity may be subject to a substantial gain or of the principal or interest of a bond. Bonds are also subject to other types of risks such as call, credit, liquidity, interest rate, and general market risks.
Fixed and Variable annuities are suitable for long-term investing, such as retirement investing. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims paying ability of the issuing company. Withdrawals made prior to age 59 1/2 are subject to a 10% IRS penalty tax and surrender charges may apply. Variable annuities are subject to market risk and may lose value. Contributions to a traditional IRA may be tax deductible in the contribution year, with current income tax due at withdrawal. Withdrawals prior to age 59 1/2 will result in a 10% IRS penalty in addition to current income tax. Prior to investing in a 529 Plan investors should consider whether the investor's or designated beneficiary's home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in such state's qualified tuition program. Withdrawals used for qualified expenses are federally tax free. Tax treatment at the state level may vary. Please consult with your tax advisor before investing.
Securities are offered through LPL Financial (LPL), a registered broker-dealer (member FINRA/SIPC)
.
Insurance products are offered through LPL or its licensed affiliates. First Nations Bank and Nations Wealth Management & Financial Services are not
registered as a broker-dealer or investment advisor.
Registered representatives of LPL offer products and services using First Nations Bank and Nations Wealth Management & Financial Services, and may also be employees of First Nations Bank and Nations Wealth Management & Financial Services. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of First Nations Bank and Nations Wealth Management & Financial Services. Securities and insurance offered through LPL or its affiliates are:
Not FDIC Insured | Not Bank Guaranteed | May Lose Value | Not Insured by any Federal Government Agency | Not a Bank Deposit
The LPL Financial representative associated with this website may discuss and/or transact securities business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.